Regulatory

How to File a Complaint

Contact information for TREC, SML, CFPB, NMLS, and HUD to file complaints regarding real estate or mortgage services.

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Start With Kay If you have a concern about Kay's services, please contact her first at 817-456-3555 or kay@homesforsaletx.com. Most issues can be resolved quickly through direct conversation.

Real Estate Complaints — Texas Real Estate Commission (TREC)

For complaints about Kay's Texas real estate services:

Texas Real Estate Commission

P.O. Box 12188
Austin, Texas 78711-2188
Phone: 512-936-3000
Website: www.trec.texas.gov
Online Complaint: www.trec.texas.gov/complaints

Mortgage Complaints — Texas Department of Savings and Mortgage Lending (SML)

For complaints about Kay's Texas mortgage services through Kyber Mortgage Corporation dba Hypersmart Home Loans:

Texas Department of Savings and Mortgage Lending

2601 N. Lamar Blvd, Suite 201
Austin, TX 78705
Phone: 1-877-276-5550
Website: www.sml.texas.gov
Online Complaint: SML Consumer Information

Federal Mortgage Complaints — Consumer Financial Protection Bureau (CFPB)

For federal-level mortgage complaints:

Consumer Financial Protection Bureau

1700 G Street NW
Washington, DC 20552
Phone: 1-855-411-2372
Website: www.consumerfinance.gov
Online Complaint: www.consumerfinance.gov/complaint

NMLS Licensing Issues

To verify Kay's mortgage license or report licensing issues:

NMLS Consumer Access

Website: www.nmlsconsumeraccess.org

Free public verification of any NMLS-registered mortgage professional or company.

Fair Housing & Discrimination

To report discrimination in housing or lending:

U.S. Department of Housing and Urban Development (HUD)

Phone: 1-800-669-9777 (voice) Ā· 1-800-927-9275 (TTY)
Website: www.hud.gov/fairhousing
Email: [email protected]

Texas Attorney General — Consumer Protection

Office of the Texas Attorney General

Phone: 1-800-621-0508
Website: www.texasattorneygeneral.gov/consumer-protection

Last updated: April 2026. For the most current information, always verify through the official regulatory source linked above.
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